MoneyCard swipe fees: what you're really paying and how owners cut them
U.S. merchants paid a record $198 billion in card fees in 2025. The line item most owners never read, and what the new Visa and Mastercard settlement could change.
Main Street · Labor
Minimum wage increases hit January 1. Here's what local owners need to plan for.
At least 11 states raise their minimum wage on January 1, 2027, from 40 cents in Ohio to $1.27 in Michigan. What changes, where, and how owners are adjusting prices and schedules.
Money
InsuranceBusiness insurance is getting cheaper, except the two policies local owners can't skip
Commercial premiums fell in mid-2026 for the first time in years. Commercial auto and umbrella still rose. What's driving it and what you can control at renewal.
LLC filing fees
Cheapest states to form an LLC
| Kentucky | $40 |
| Arkansas | $45 |
| Arizona | $50 |
| Colorado | $50 |
| Hawaii | $50 |
| Iowa | $50 |
LLC filing fees
All 50 states, plus annual fees →
Most expensive states
| Massachusetts | $500 |
| Nevada | $425 |
| Texas | $300 |
| Tennessee | $300 |
| Alaska | $250 |
| New York | $200 |
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